Borrowers breathe sigh of relief as RBA cuts rates

At its August monetary policy meeting, the RBA handed down its fifth cash rate call of the year. The central bank has cut interest rates by 25 basis points,...

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RBA signals forecast is key as markets bet on a rate cut

‘The data is definitely in,’ says mortgage broker Markets are laser-focused on the Reserve Bank of Australia (RBA) ahead of its upcoming meeting...

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APRA gives update on mortgage serviceability buffer

After a review, the regulator will leave the mortgage serviceability buffer unchanged. The Australian Prudential Regulation Authority (APRA) has announced it...

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RBA voting split ‘not about direction but timing’ says RBA governor

For the first time, the central bank has published how the Monetary Policy Board voted on the cash rate decision and revealed what split the board. The Reserve...

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Falling rates keep mortgage arrears at low levels

Arrears remain at historically low levels and are expected to trend lower, according to Cotality, as rate cuts ease mortgage pressure. The share of borrowers...

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Non-banks surge as borrowers prioritise flexibility over rates

Non-bank lenders are gaining ground in the mortgage market as borrowers, particularly investors, prioritise flexibility and borrowing capacity over headline...

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RBA hints at just one more rate cut for 2025

The recent cash rate cuts in 2025 provided some optimism for consumers. The relief may be short-lived, however. As revealed in the Reserve Bank’s minutes...

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Expectations rise for 50-bp rate cut in May

Treasurer Jim Chalmers and some bank economists have suggested the central bank may slash the cash rate by 50 bps next month following global economic upheaval....

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RBA holds cash rate steady

In a widely anticipated move, the central bank has left the cash rate unchanged. The Reserve Bank of Australia (RBA) has avoided any April Fools’ shocks,...

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Rate cut leaves housing market in delicate balance

Lower interest rates will drive a modest improvement in the housing market although continuing affordability and supply-side issues will limit growth, according...

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